cropped-woman-juggling1.jpgIt’s never too late…

                To save your money


Start with the little things.

Your small change.

Your shopping pattern.

Then do a budget.

See where it goes.

Decide what’s essential.

Stop wastage.

(You’ll be surprised).

Look at alternatives.

Make your money work for you.

You work hard for it.


(Patrick Lindsay:  It’s Never Too Late…)

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